#agency-math
The math owners skip and regret: break-even on a new hire, the cost of a bad one, the validation timeline, and the revenue-per-employee benchmarks that tell you whether your agency is built to scale or just to stay busy.
4 posts
What to Pay a New P&C Producer in 2026 (Real Math)
Entry-level producers average $32,977 in total comp, but the agencies winning talent build a draw-plus-commission structure worth far more in year one.
What a Bad Hire Actually Costs Your P&C Agency Book
Replacing a failed producer runs well past $85,000 for a mid-size agency once the draw, ramp time, squandered leads, and your own hours are added up.
What a $100K Producer Comp Plan Actually Looks Like
You can pay a producer six figures and still come out ahead, because a structured plan funds the salary from the book they build, not your margin.
The Commission Split Quietly Killing Your Agency Growth
An above-market commission split with no production requirement quietly funds flat growth and high turnover. Reward what a producer writes, not whether they show up.